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    How to Protect Your Home, Health, and Money

    The toughest security gear for your house, the best ways to avoid slips and falls, and the smartest financial moves—we've got everything you need for peace of mind

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    Glass dome with a house, car and dog protected Illustration: Greg Meeson

    “There is a time for daring and there is a time for caution, and a wise man understands which is called for." That famous line from the 1989 movie “Dead Poets Society” rings true in many ways.

    Taking a bit of a chance can be exhilarating, like heading off on a bike tour in France when you’ve never done so before or signing up for an improv theater class for the first time. But when it comes to doing daily tasks in your home, looking after your health, managing your finances, and driving your car, you may not enjoy taking chances.

    Fortunately, some simple steps and inventive tools are making it easier than ever to avoid potential hazards like falls, fires, home break-ins, money scams, and auto crashes. We reached out to experts for their best stay-secure advice and gathered some of Consumer Reports’ top-rated safety products along with others that CR staff found especially useful. Read on for great ideas that can put you at ease in every area of your life.

    Secure Your Home

    There’s good news on the homefront. Crime gets a lot of play in headlines, but the truth is that burglaries are way down—they dropped by 38 percent between 2019 and 2024, according to the Council on Criminal Justice. Improvements in home security devices may be helping to deter thieves. Here you’ll find effective crime prevention tools and advice on using them for maximum effect.

    Securing your home, keeping bushes short, using a security camera, installing flood lights, locking the garage when away for extended period of time

    Illustration: Rodrigo Damati Illustration: Rodrigo Damati

    Choose the right lock. All exterior doors should have deadbolts with reinforcement plates around the cylinder secured with long screws—to help prevent kick-ins—like the Kwikset below. Or consider a smart deadbolt lock, which lets you open the door via a smartphone app.

    Protect windows and doors. Lock all windows on the ground floor and install deadbolt locks on sliding-glass doors. You might also want to add sensors to first-floor windows and all glass doors. Some emit a sound; others, like the one below, alert you to an open door or window via a phone app.
    Swann Wi-Fi Window/Door Alert Sensor,* $20

    Brighten outside areas. Motion-activated outdoor lights turn on if anyone approaches your home or enters your yard after dark. Install these at all access points, including side doors, sunrooms, and your garage, says Timothy Dimoff, founder and president of SACS Consulting & Investigative Services in Akron, Ohio. Some security cameras, like this Blink model, have such lights.

    Know who’s knocking. A video doorbell like the one below lets you see, hear, and talk to anyone at your door via a smartphone, tablet, or smart display on a product like the Google Nest Hub even when you’re away. Concerned about porch pirates? Some video doorbells have package detection and alerts for arrivals.

    Pretend someone’s home. Light timers—small devices that automatically turn on lights at specific hours—are more convenient than ever to set up. Just plug WiFi-connected timers into outlets, then plug in lamps. You can control them when you’re far from home, too. An inexpensive timer that’s simple to set up, like the Defiant 24-Hour Indoor Plug-In Basic Mechanical Timer*, $7, can also do the job, says Daniel Wroclawski, a senior home and appliances writer at CR.

    Consider a security system. These multidevice packages, which may include security cameras and entry and motion sensors, are a smart investment, Dimoff says. With a subscription system, an alarm company monitors your home and can dispatch emergency services. (SimpliSafe, which performed well in our member satisfaction survey, starts at $1.06 per day for monitoring.) Without a subscription plan, you manage alerts via an app.
    SimpliSafe 6-Piece Starter Pack,* starting at $280

    More Tips for Securing Your Home

    • Keep your shrubs trimmed to make it harder for a would-be intruder to hide.

    • Close blinds and curtains when possible so that no one can see into your home.

    • Security cameras should be 8 to 10 feet off the ground, so they’re harder to tamper with.

    • Unplug the garage opener (or use a vacation lock) before leaving town. That way, a criminal can’t access it remotely and gain entry.

    Avoid Kitchen Hazards

    Who hasn’t touched a hot pan while frying or cut themselves while chopping a pile of veggies? Sidestep those and other food-prep accidents—including potentially serious events like kitchen fires—with some low-tech gadgets and ideas.

    Avoiding kitchen hazards. Fire prevention, keeping knifes sharp

    Illustration: Rodrigo Damati Illustration: Rodrigo Damati

    Don’t get burned. Turn pot handles toward the center of the stovetop so that you can’t bump one and spill its scalding contents. Protect your hands by using silicone handle covers or opting for pans with handles that always stay cool, as this one did in our tests.

    Install a smoke detector. Place it right outside (not inside) your kitchen so that it doesn’t go off every time you cook. Consider a device that can also detect odorless, colorless carbon monoxide.

    Pick a good fire extinguisher. For home use, CR’s pros recommend an ABC dry chemical/powder extinguisher, which can work on grease, wood, and electric fires. Make sure it’s certified by UL Solutions, CSA, FM Approvals, or ETL.
    Kidde FA110G Multipurpose Fire Extinguisher,* $55 for a 2-pack

    Clean your oven right. You may worry that your oven’s self-cleaning cycle could cause a fire. But according to UL Solutions—which tests and certifies products—“We have not observed safety problems with an oven’s self-cleaning function." Still, it’s wise to take these steps: Remove crumbs and any food residue from your oven before you turn self-clean on, keep a window open, and never leave home while the cycle is running. Also, before using oven cleaner, confirm that your oven’s manufacturer says it’s safe.

    Chop with care. A good chef’s knife with a comfortable grip, such as the CR-evaluated Henckels Premio 8" Chef’s Knife*, $70, makes cutting all sorts of foods far easier, says Paul Hope, a deputy editor at CR and a trained chef. For safety, always begin with the knife close to your body and move it out as you slice or chop.

    Stabilize cutting boards. If they move as you slice and dice, your knife could slip and cut you. A damp paper towel under the board helps keep it in place. The Farberware Nonslip Bamboo Cutting Board*, $17, has slip-resistant corners.

    Sharpen knives regularly. If you’re unsure whether a knife needs sharpening, hold a piece of paper in one hand and try to slice it from top to bottom. A sharp knife will cut it cleanly. The sharpener below was an editor’s choice in a CR evaluation.
    Chef’s Choice Model 15XV 3-Stage Professional Electric Knife Sharpener,* $180

    More Tips for Avoiding Kitchen Hazards

    • Sharp knives are safer than dull ones. Hand-washing helps keep them sharper longer.

    • If a small fire erupts in a pan, smother it with a lid or baking sheet.

    • Fire-resistant cloth oven mitts may be easier to grip with than those made of silicone.

    Smart Refrigerator Storage

    We all want food to taste good and be good for us, too. The right organizing steps, cleaning strategies, and cost-effective products can help ensure that the contents of your refrigerator stay as fresh as possible.

    Prevent Falls

    Some of the things that make your home feel cozy—throw rugs, polished wood steps, soft lighting—can also trip you up, especially if your eyes and balance aren't what they used to be. But making a few little changes can keep you on solid footing, without sacrificing style.

    Safety features in the bathroom, bedroom and stairs.

    Illustration: Rodrigo Damati Illustration: Rodrigo Damati

    Optimize your bed height. Ideally, your feet should be flat on the ground when you’re sitting at the edge of your bed—that gives you better stability for standing up. If your mattress is thick and high, a sturdy step stool with handles can help you get into and out of bed more safely. Some, like the one below, have a motion-activated light to help you see better in the dark.
    Step2bed Step Stool,* $212

    Replace old carpeting. Over time, carpets can bunch up in spots, increasing your chance of tripping. Check your carpeting periodically for wrinkles and wear. It’s also wise to ditch small throw rugs, which can slide and cause you to slip and fall.

    Pick nonslip footwear. For optimal stability on uncarpeted floors, socks alone simply won’t cut it, according to Louis Papa, MD, a primary care physician at the University of Rochester Medical Center in New York. Have a pair of well-fitting shoes reserved for use at home or slippers with a rubber sole that fully encase your feet, like the wool Glerups Shoe With Rubber Sole*, $140.

    Light the way. Do you tend to get up at night for bathroom runs? Try a simple plug-in adapter that turns on a bedroom light when you clap your hands. Also good: motion- or voice-activated lights in the hallway from the bedroom to the bathroom.
    The Clapper,* $23

    Install sturdy grab bars. They’re crucial for staying steady in tubs and showers but also helpful next to toilets. Opt for the screw-in style because grab bars that stick on with adhesive or suction cups can come loose when you grab them, says Jennifer Northway, MPH, director of adult and pediatric injury prevention at University Health in San Antonio. Ideally, have them professionally installed and anchored to studs.
    Designer Series Grab Bar,* $47 to $120, depending on size

    Apply a nonslip floor treatment. If your bathtub or shower floors get slick when wet, consider coating them with a product like the No Skidding Anti-Slip Porcelain Bath Tub Treatment*, $25 for 8 ounces, which meets the certification standards of the nonprofit National Floor Safety Institute (NFSI).Skip bathtub mats. They could trip you up. Instead, use nonslip stickers for your tub or shower floor like the Kahuna Grip Non-Slip Safety Bath/Shower Treads*, $16 for a 5-pack, says Amy Cassady, a physical therapist at Cleveland Clinic. Their suction cups make them more secure.

    Get a grip. Staircases inside and out should have handrails, preferably on both sides even in spots with just a couple of steps. Smaller, rounded handrails can be easier to hold on to, says Dan Bawden, a contractor and spokesperson for the National Association of Home Builders. You want to be able to fit your whole hand around the rail for stability.

    Step securely. Anti-slip treads or strips of slip-resistant tape can give uncarpeted steps more traction, says Cassady. This tape, approved by the NFSI, comes in a variety of widths.
    3M Safety- Walk Tape,* $51 for a 1-foot, 60-inch roll

    Carry carefully. It’s better to take multiple trips up and down the stairs than to lug an armful of items at once. With laundry, because a hard plastic basket is unwieldy and can block your view of the steps, Northway recommends using a large mesh bag. You can toss it to the bottom of the stairs before you descend or pull it up behind you.

    Brighten things up. Good lighting is key at the top and bottom of staircases to avoid a misstep as you begin to go up or down. For decks and outdoor stairs, you can add solar lights like those below, no electrical outlet required.

    More Tips for Preventing Falls

    • A toilet seat or seat attachment that sits 17 to 19 inches above the floor can help you feel more stable when you sit or stand.

    • Cleaning stairs? A handheld or canister vacuum is safest.

    • Trade a towel-style bath mat for one with textured rubber backing that will adhere better to bathroom floors.

    • Dense, low-pile carpet offers more traction on stairs than carpet with a higher pile.

    • Place a motion-activated light near your bedroom door so that you can see well when entering the room.

    If You Do Fall

    If you take a tumble and hurt yourself, a device that can summon assistance can be a lifesaver.

    Medical Alert Systems
    With these subscription systems (monthly fees generally range from $20 to $60), you wear a pendant or bracelet that can send information to a monitoring center whether you’re at home or not. Some detect falls automatically; others require you to press a button to get help. See our review of the best medical alert systems and advice on how to choose a medical alert system.

    Smart Devices
    If you have an iPhone and Siri is activated, you can say, “Hey, Siri, call 911” to get help. On many Android phones, you can activate the Emergency SOS function for the same result. Apple Watch models starting with the Series 4 have emergency call functionality, too, and can even detect falls; some Android smartwatches do as well. Find out whether a smartwatch is as good as a medical alert system. (Note: CR doesn’t test smartwatch or smartphone safety functions.)

    Safeguard Your Money and Identity

    These days, preserving your financial well-being may be more important than ever. A key part of doing this is making sure scammers don’t get their hands on passcodes and other intel that can give them access to your money. Use these tactics to dodge them.

    Safeguarding your money and identity, using a shredder, safe online shopping, secure router and using caller id to prevent fraud

    Illustration: Rodrigo Damati Illustration: Rodrigo Damati

    Secure your personal data. Scammers routinely use false identities—and, increasingly, AI—to impersonate representatives of businesses, government agencies, and financial institutions. To foil their attempts, never give out your Social Security number or credit card or banking account numbers, log-ins, or passwords to anyone who calls, texts, or emails, unless you’re absolutely sure it’s not a scam. If you want to verify that an organization is authentic, Eden Iscil, senior public policy manager at the National Consumers League, recommends contacting it separately with a phone number you know is legitimate.

    Consider a credit freeze. This prevents anyone from accessing your credit report and applying for a new line of credit or loan in your name. (You’ll still be able to use your credit cards, though.) Contact Equifax, Experian, and TransUnion, the three big credit reporting agencies, to request a freeze at each. It’s free to place and to lift when you want to do so.

    Pay the safest way. Credit cards are generally your best option because your liability in case of loss or theft is capped at $50 (some issuers offer zero liability). Be careful when paying with peer-to-peer payment apps such as Venmo: The FBI advises using them only to pay people or businesses you know.

    Power up your passwords. If you’ve been using your pet’s name as your entry to everything from your checking account to your email, a password manager app can create unique, hard-to-hack passwords for each account. With some, you use a primary password to access all your accounts; others may automatically fill in passwords for you. This one is highly rated for security and usability.

    Replace old routers. If your router doesn’t have automatic security updates, get one that does, says Henry Parra, who leads wireless router and smartphone testing at CR. That helps to protect you from malware, dangerous software that can steal private information from your devices.

    Watch your wallet. Whether you’re on a European trip or running errands in town, one of the best ways to tote money, credit cards, and IDs is in a cross-body bag, says Kevin Coffey, a detective and travel safety expert in Calabasas, Calif. Those with interior zippered pockets, like this one, are hard for thieves to get into.
    Travelon Anti-Theft Heritage Sling,* $94

    Shred sensitive paperwork. That includes financial documents and any information about your Social Security account. In our tests, this shredder made quick work of credit cards and compact discs.

    Lock up valuables. Consider buying a safe that’s heavy and not easily movable for items like jewelry. Keep it in your basement, which thieves tend to avoid. Documents like deeds and insurance policies are best stored in a safe-deposit box, where they’ll be protected in case of flood or fire.

    More Tips for Securing Your Money and Identity

    • Shopping through ads on social media may lead you to fraudulent websites where your money and personal info can be taken. Go directly to retailer sites.

    • When shopping online, consider a virtual credit card. You’ll get a one-time digital number for each transaction.

    • Caller IDs can be falsified. If you’re suspicious, call back using a verified number.

    Protect Your Nest Egg

    Get qualified help. A fiduciary is legally bound to do what’s best for clients. Look for a certified financial planner (CFP), who is held to fiduciary standards.

    Balance your investments. Although you may be tempted to flee the stock market during volatile economic times, it’s still the best source for returns, says Allan Roth, a CFP in Colorado Springs, Colo.: “Cash at the bank earning zero is the riskiest asset of all." If you’re past retirement age, aim for a diverse mix of stocks and bonds that isn’t too aggressive but still brings in some income. "Stock index funds are the least risky.” Another option: Treasury Inflation-Protected Securities (TIPS)—which are federally guaranteed—are the safest bonds now, he says. Get them through brokerage firms like Fidelity and Vanguard.

    Build an emergency fund. To avoid the need to dig into retirement savings to cover unexpected healthcare or home maintenance expenses, sock away about six months of living expenses if you can, Roth says. Put the money in a high-yield savings account and you’ll earn a respectable interest rate of around 4 percent.

    Be aware of new investment scams. You already know to keep your guard up if anyone promises big and quick payoffs with no risk. But watch out for a newer scam in which people from so-called investment education foundations promise to teach you about stocks and cryptocurrency, then try to lure you into phony investments. Make sure that any foundation you get involved with is registered as a tax-exempt nonprofit on irs.gov.

    Editor’s Note: This article appeared in the September/October 2025 issue of Consumer Reports magazine.

    *This item was not rated by Consumer Reports, but it was evaluated or chosen by CR staffers or other experts.


    Janet Siroto

    Janet Siroto

    Janet Siroto is a writer and content strategist specializing in lifestyle and wellness topics. She's held senior editorial positions at Good Housekeeping, Vogue, and Cosmopolitan, and contributes to Real Simple, Next Avenue, and other titles. She is also a trend tracker whose work has been presented at South by Southwest, the Wall Street Journal's The Future of Everything, Cannes Lions International Festival of Creativity, and other summits.