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    Cell Phone Buying Guide

    These days, it’s not hard to find smartphones with big, gorgeous screens, an assortment of cameras, and long battery life. Premium phones can easily cost more than $1,000, but less expensive models can perform extremely well, and there are plenty of great picks that cost under $600. It all depends on which features really matter to you.

    Steep discounts and convenient payment plans are often available from cell phone service providers—you just need to make sure you understand the terms. If you get a high-end phone for just a few hundred dollars from a carrier, you’ll need to stick with that company until the phone is paid off or you may owe the balance on the original, full price.

    Here’s a guide to help you sort through the options, including phone operating systems and features.

    Do You Need a New Phone?

    Here are four cases where it might be wise to buy a new phone instead of repairing or replacing parts of an old phone. 

    Your Phone’s Performance Is Lagging
    You can replace a cracked display or an anemic battery, but when you start to notice performance issues like sluggish response times or frequent crashes, even when your phone’s operating system (OS) is fully updated, then it’s probably time to replace your device.

    Your Phone No Longer Receives Security Updates
    Security updates help patch vulnerabilities and keep you and your private information safer. But manufacturers typically stop offering security updates for a specific model after a certain number of years. If your phone is so old that it’s no longer receiving those updates, it’s probably time to say goodbye.

    The latest version of iOS 18, for example, supports iPhones dating back to the iPhone XS, which was released in 2018. That means you’ll get regular updates, including new features and security updates, if you have an iPhone XS or newer. Samsung and Google offer up to seven years of updates for their most recent phones. For other Android phone manufacturers, operating system and security update policies often vary by device. 

    You’re Moving to a New Cell Phone Provider
    If you do want a new phone, it often makes sense to buy one when switching providers, given the steep savings from new customer offers. You can trade in an old phone to offset the cost of a new one or even receive a replacement at no additional cost.

    That doesn’t mean you have to buy a new phone if you’re switching providers. Carriers are required to unlock your phone free of charge once you’ve paid off your device, which means you can bring your device along to another carrier. (In fact, if you move to a small-budget carrier, doing so could save you lots of money.) 

    You Want a Top-Notch Phone Camera and Display
    The newest smartphones tend to offer only modest, iterative updates from the models released the year prior. Phone cameras and displays have been excellent in many smartphones for several generations now, so a device a few generations back is unlikely to disappoint you. For instance, the iPhone 13 is still recommended by Consumer Reports even though it was introduced years ago. Ditto for the Samsung Galaxy S22 5G, which came out at the beginning of 2022.

    But a new phone may be worth it if you want some of the top-of-the-line features. Most phones have multiple cameras now for better wide-angle, zoom, or macro photography. Screens are continuing to improve, too. More phones now have OLED screens, with vibrant colors and great contrast. Some manufacturers have also begun integrating artificial intelligence features, like generative photo editing and writing and editing tools, into their newest models.

    Consumer Reports maintains lists of phones with the best cameras and phones with the longest battery life, based on our extensive lab testing.

    Picking Your Phone Operating System

    Although most people tend to stick to the same OS—often due to personal preference or familiarity—it’s worth knowing all the facts. A switch could bring you additional features or a way of interacting with your digital stuff that’s more appealing than what you have now. 

    Samsung Galaxy s24

    Android

    If you want a wide choice of phones, you’ve come to the right OS. Google’s Android platform supports models from Google, OnePlus, Samsung, and others. Options include compact models, foldable phones, and phones with displays larger than 6 inches.

    The Android OS is highly customizable, thanks to widgets and other tools for tweaking phone controls, as well as the desktop’s overall look and feel. Android’s native Google search engine, Gmail, Maps app, and cloud-based Drive and Photos services are among the most widely used smartphone apps (even among iPhone users).

    The major drawback to Android is that many phones are sold with older versions of the OS, and users don’t always get updates in a timely way. And the companies that make the phones tend to layer their own software on top of the OS, which can eat up storage space and clutter your home screen. 

    Apple iPhone 16

    Apple iOS

    Apple’s iOS interface is the same from carrier to carrier. iPhones are designed to interact seamlessly with MacBooks, the Apple Watch, and other Apple devices, such as the AirPods Pro headphones. You’ll also purchase apps through the Apple App Store rather than the Android-compatible Google Play Store. If most of your tech gadgets exist in the Apple universe, sticking with Apple across the board is probably a smart bet.